If your car is stolen, or it’s damaged by theft or fire, we’ve got you covered. With AXA car insurance we’ll repair or replace your car following any of these events.
If you have an accident while driving and damage someone else’s car, or their property, we’ll pay out to cover the car repair costs and fix the damage — when searching for the best car insurance for you, make sure to check your cover includes your top concerns.
If you injure someone else while driving, we’ll pay out to cover the costs to help them during their recovery.
We’ll pay out up to £1,000 to repair or replace the audio and sat-nav equipment in your car if it’s stolen, or damaged by theft or fire.
We’ll pay out up to £300 to repair or replace any child car seats in your car, if they’re stolen, or damaged by theft or fire.
Courtesy car cover is included with AXA Plus Car Insurance to help you stay on the move after an accident or while your car's being repaired. For standard policies this kind of cover is an optional extra.
If you go for AXA Plus Car Insurance, for an additional £9.99 you can expect an upgrade to your guaranteed courtesy car with a similar vehicle to your own provided.
For life's unexpected twists and turns, when you need a courtesy car, this is also provided after theft or any written off claims with AXA Plus Car Insurance.
Your reward for safe driving is an AXA no claims discount (NCD). Your protected no claims discount on your premium increases each year you go without an accident - up to a 20 year limit.
This is our way of saying thank you and you can rest assured that if you have an accident which isn't your fault, this will not affect your NCD protection cover.
We also protect your no claims bonus if you are hit by an uninsured driver in an incident you didn't cause so make sure to take advantage of this part of AXA cover on the road.
No driver wants to be left stranded without a way to get home so full breakdown cover is a great way to get around safe in the knowledge that AXA are there when you need them.
To find the best car breakdown cover for you, look out for features like our 24-hour rescue line. It's also worth knowing that at AXA we offer an average wait of just 60 minutes for local breakdown recovery.
So whether you're hit by a flat tyre, a dead battery or run out of fuel you can avoid being left out of pocket for roadside assistance with any of our four levels of AXA breakdown assistance.
Legal assistance car insurance cover is an optional extra you can add while tailoring your policy and can offer some necessary added protection to drivers.
If you've been in an accident that wasn't your fault you may need to hire a solicitor and incur legal costs. With car legal protection cover from AXA, you can expect to be insured for anything up to £100,000 in legal fees.
You may also need loss of earnings compensation if an accident leaves you unable to work - motor legal expenses cover will also help you out in this unexpected situation.
A car accident injury claim is something no one expects but it's essential to make sure you have the protection you need if you are involved in a road accident.
When you make a personal injury compensation claim with AXA, you are entitled to up to £100,000 if you are injured in your vehicle. This includes any incident caused by another driver so you can drive with peace of mind.
This add on to your policy for car accident medical coverage will also help with rehabilitation as you recover with the hlep of expert physios and chriopractic treatment.
When deciding your price, we'll consider things like your age, address, occupation, car details and any previous claims or convictions, so your quote may be higher or much lower than the average.
There’s plenty you can do to reduce the cost of car insurance. For example, you might choose to pay annually instead of monthly, so you don't need to pay interest.
As for reducing your car insurance quote, can you improve the car's security by keeping it on a driveway or in a garage instead of on the street?
It's important to make sure you're fully covered for everything you need, so make sure to list the most up-to-date and accurate information on your quote.
This depends on how you pay for your insurance. If you pay annually, there's no need to carry out a credit check. However, if you pay monthly, a credit check will be carried out to set up a credit agreement. A record of this search will remain on your credit file.
It can. But we don't offer this cover to drivers under 25, or people in certain occupations.
If your car insurance policy provides cover for you to drive other cars (you must check section 5 of your certificate of motor insurance to see if you have it) then you'll be protected, provided:
You don't own or haven't hired the car under a hire purchase or lease hire agreement
There's valid cover for the car under another insurance policy
You have the owner's permission to drive the car
It's being driven in Great Britain
You have the owner's permission
You're using the car for the purposes stated on your certificate of motor insurance
Yes. It'll save you money, so you'll want to keep it safe.
If you qualify for it, then you can add No Claims Discount protection when you buy a new car insurance policy or renew your insurance. And if you forget, you can add it up to 30 days afterwards.
It'll allow you to make one claim in one policy year, or two claims in three consecutive policy years – without losing your well-earned discount.
You can register most claims with us through your online account. This can be done any time of the day, and is by far the easiest and quickest way to make your claim.
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