AXA Car Breakdown Cover Guide

Depending on who provides your breakdown cover, it could help you with:

• Flat tyre
• Flat battery
• Mechanical or electrical breakdown
• No fuel
• Lost or broken car keys
• Misfuelling

Every driver has some chance of a car breaking down on their journey. But many drivers ask themselves do I need breakdown cover?

Breakdown cover isn’t a legal necessity, but it can reassure you there’s help available should your car break down. A breakdown recovery without cover would mean you’d need to pay for a rescue service yourself.

When you get a quote for AXA car insurance, you can choose breakdown cover as an optional extra on your policy.

If you already have AXA car insurance, you can add breakdown cover within the first 14 days of your policy starting, or when your policy is due for renewal.

While we can add it to your insurance, your breakdown cover will be administered and serviced by AXA Assistance. To get breakdown assistance, or ask any questions about the cover, you’ll need to get in touch with AXA Assistance directly.

Before you purchase we recommend that you check that you do not have any other Insurance policies that may cover the same events and costs as these benefits.

Breaking down on the motorway can be dangerous, as other cars are still moving at speed. To make sure you can keep safe and get help, you should:

1. Put your left indicators on
2. Move into the left lane when it’s safe to
3. Enter the next emergency area or hard shoulder
4. Put your hazard lights on
5. Get behind a safety barrier where there is one — keep well away from moving traffic

If you’ve got breakdown cover, make sure you’re safe and well away from moving traffic before calling for help.

Car breakdown can happen for many reasons depending on the situation and circumstances. Some of the leading causes are:

• Flat battery
• Flat tyres
• Lost keys
• Damaged tyres
• Misfuelling
• Overheating

Similarly to what you would do in the UK, take care of your safety first by:

• Pulling over on to the hard shoulder (only if you’re on a major road)
• Switching on your hazard warning and side lights
• Putting on a reflective jacket or vest
• Placing a warning triangle around 50 yards behind your car (only if you’re on a quieter road)
• Getting out of the car on the side facing away from the road, standing a safe distance away

And it’s always a good idea to take a few precautions before setting off, so that you can reduce the chances of your car breaking down. For example, consider getting your car serviced a week or two before you leave, so that you have peace of mind on your road trip.