What do tilers do?
Whether it’s laying a new floor to pull together the look of a brand-new bathroom or adding the finishing touches to a freshly decorated kitchen, it’s a tilers’ job to lay new tiles that complete the look. Tilers can work in any room of the property, though most commonly clients will be looking for floors or walls to be tiled in bathrooms and kitchens.
These tiles are used to cover the interior surfaces and can range from simple coloured tiles, to intricate design in a variety of shapes, styles and sizes. Ultimately, it is your job to design and lay a beautiful floor, or wall, design to suit your client’s needs.
What types of tilers are there?
There are a few main types of tiling that you might decide to specialise in.
Wall and flooring tilers work mainly in homes or business in the bathrooms or kitchens and specialise in laying tiles on floors and walls. Flooring tiles are often laid for improved flooring durability and low maintenance requirements. While wall tiles are typical used for waterproofing, or aesthetic design.
Exterior tilers are responsibility for inspecting exteriors walls and repairing or laying new tiles outdoors, for example, around swimming pools or a covered patio area.
What kind of tilers do we insure?
At AXA we can offer business insurance for wall and flooring tiling businesses, and exterior tilers. Unfortunately, we don’t offer cover for roof tilers as these businesses require specialised cover.
Do you need tiler insurance?
Tiling is intricate and physically demanding work. That means where you’re working on a job, you can never guarantee that an accident won’t happen. You never know when a client might stop by to check how you’re getting on, and accidentally trip over a misplaced tool or a pile of materials. Or, what would happen if you lost your gripping and accidentally dropped the delicate tiles and damaged the client’s property?
Whether your need protection against accidents, cover for your employees, or even that little bit of extra cover for your tools and equipment, insurance is a vital part of keeping things running smoothly.
What kind of insurance do I need for my tiling business?
There are several types of insurance recommended for tilers to make sure that your business is covered for any eventuality.
Public liability insurance
Accidents can happen at any time and when you’re working on someone’s home or business it’s important you’ve got cover in place. AXA’s public liability insurance covers you for accidental injury to damage to any third parties when you’re working. We’ll give you £1 million cover as standard and a maximum of £5 million, and you can buy cover as a standalone, alongside other covers and option extras.
Find out more about public liability insuranceTools insurance
Tiling is highly skilled work and often involves several tools to get the job done. With tools insurance from AXA, you can choose between two covers; own-plant, tools and equipment or hired-in plant cover. Own-plant, tools and equipment is suited to tilers who own the tools they work with, and for the really large jobs, we have hired-in plant cover to suit any bigger tools you might need to hire in. Our cover is flexible, meaning you can choose the level of cover you need from our fixed sums, starting at £1,500.
Find out moreEmployers’ liability insurance
If you are responsible for anyone, whether that’s full-time employees, apprentices or volunteers, you’re required to have employers’ liability insurance under the Employers’ Liability Act 1969. This cover is there to protect anyone you’re responsible for in case they fall ill or accidentally get injured on the job. We’ll give £10 million protection for legal costs and compensation due in the event of successful claim.
Find out more about employers liability insuranceHow much does tiler insurance cost?
The cost of every business insurance policy is unique to that business, after all, you can tailor your policy to the individual covers and extras that you need.
The quickest and easiest way to find out how much your policy will cost is to get a quote. Complete your quote online today and you’ll also get a 10%* discount added to your policy price.
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*This discount is applied automatically and lasts for the lifetime of your policy.
