Car insurance

Be clear on what's included with your car insurance by reading our sample policy documents.

These are sample documents. The policy wording that applies to you will be available to view when you get a car insurance quote and then saved in your online account when you purchase a policy.

Tips and guides

Two men examining damage in car collision

Car insurance policies

What a non-fault car insurance claim actually means

Discover everything you need to know about non-fault claims, from understanding the difference between fault and non-fault claims to the impact on your insurance cover and No Claims Discount (NCD).

Read more about non-fault claims, including the difference between fault and non-fault claims, the impact on your insurance cover, and whether it affects your No Claims Discount (NCD). Reading time 5 mins
Close shot of driver on road

Car insurance policies

How to claim for pothole damage

Uncover everything you need to know about potholes, from claiming for damage through insurance and the local council to preventing pothole damage and caring for your car's tires.

Read more about potholes and how they can impact your car, including claiming for pothole damage through insurance, local council procedures, and tips for prevention. Reading time 5 mins
Asian woman driving a car

Car insurance policies

Can I drive another car on my insurance?

Discover the ins and outs of driving someone else's car, including the option to be added as a named driver, short-term insurance, and the implications of driving without the correct insurance cover.

Read more about driving someone else's car, named driver policies, temporary insurance, and the implications of driving without the correct insurance cover. Reading time 3 mins
Young woman using mobile phone next to her breakdown car on the road

Car insurance policies

What to do after a car accident

Find out what you should do after a car accident, from who to call and what details to exchange, to submitting a car accident report and safeguarding your no claims discount.

Read more about what to do after a car accident, including who to call, what details to exchange, how to submit a car accident report, and keeping your no claims discount. Reading time 4 mins
A man packing his car roof rack

Car insurance policies

What are car modifications and do they affect my insurance?

Delve into the impact of car modifications on insurance, from understanding what constitutes a modification to which ones affect your policy and the importance of declaring them to your insurer.

Read more about how car modifications can affect your insurance, including what constitutes a modification, which ones affect insurance, and the importance of declaring them to your insurer. Reading time 3 mins
A wrecked car on a recovery trailer

Car insurance policies

What are the different car insurance write-off categories?

Read AXA's comprehensive guide to car write-offs, including the criteria used by insurers, the impact of recent changes, and the implications of different salvage categories for vehicle write-offs.

Read more about car write-offs and the categories used by insurers to assess the level of damage a vehicle has sustained, affecting whether it can be repaired or written off. Reading time 4 mins
Driving instructor and a young man shakes hands as the instructor hands him a key

Car insurance policies

New Driver Insurance

Discover the ins and outs of new driver insurance, from policy types and costs to tips for finding affordable coverage for your new vehicle.

Read more about new driver insurance, including policy types, costs, and tips for finding affordable coverage for your new vehicle. Reading time 6 mins
Young woman drinking morning coffee and starting her online work

Car insurance policies

Car insurance renewal guide

Find out everything you need to know about renewing car insurance with AXA's guide - from tips on when to renew, finding the best deals & more.

Read more about the best time to renew, auto-renewal details, comparison tips, and cost-saving strategies in AXA's comprehensive guide Reading time 4 mins
A utility trailer being pulled on the motorway

Car insurance policies

Towing a trailer and your car insurance cover explained

Explore the world of trailer towing, from understanding licensing requirements to driving regulations, proper preparation, and how your car insurance can provide coverage while towing a trailer or caravan.

Read more about towing a trailer, including driving regulations, preparation tips, and how your car insurance can provide coverage while towing. Reading time 4 mins
Young male driver taking his driving test

Car insurance policies

Starting your driving journey: the young driver car insurance guide

Discover the ins and outs of car insurance for new drivers, including the definition of young drivers, reasons for higher costs, available insurance types, and practical tips for reducing premiums.

Read more about the essential information for new drivers, including who is classed as a young driver, why insurance can cost more, the types of insurance available, and tips to keep insurance costs down. Reading time 5 mins
Reflection of man in car rear-view mirror

Car and road safety

Teenager learning to drive? What you need to know

Find out why insurance is more expensive for young adults, and explore practical solutions to reduce premiums and ensure the safety of young drivers.

Read more about the costly truth behind teen car insurance and discover ways to reduce premiums and keep young drivers safe on the road. Reading time 4 mins
A man inspecting car crash damage

Car insurance policies

What is motor legal protection?

Uncover the benefits of motor legal protection, from understanding what it covers and whether it's necessary, to how it can help you recover uninsured losses after an accident.

Read more about motor legal protection, including what it covers, whether you need it, and how it can help you recover uninsured losses after an accident. Reading time 3 mins