Home insurance optional extras

Home assistance

Blocked drains, burst pipes, broken boiler - when you have an emergency at home, you can't afford to waste any time getting it repaired. Call our domestic helpline any minute of any day and we'll arrange for an authorised contractor to sort out the problem as quickly as possible. What's more, home assistance covers you for up to £1,000 per claim for call out, labour, parts and materials.

Home emergency cover can be added to AXA Plus Home Insurance and AXA Home Insurance policies. It’s included as standard with AXA Premier Home Insurance policies, with a higher limit of £1,500 per claim for call out, labour, parts and materials.

Accidental damage cover

Accidents can happen. Windows get broken. Cutting through an electric cable or drilling through a water pipe could be a very costly mistake. AXA's accidental damage cover gives your home extra protection – and the peace of mind you need. It won't stop accidents, but it will stop them from being expensive.

Accidental damage for buildings is included as standard with AXA Premier Home Insurance, and can be added to AXA Plus Home Insurance and AXA Home Insurance policies.

Accidental damage for contents is included as standard with AXA Premier Home Insurance, and can be added to AXA Plus Home Insurance and AXA Home Insurance and policies.

Personal possessions cover

Your home contents insurance can be extended to anywhere in the world with AXA's personal possessions cover.

Personal possessions protects items worth £1,500 each, or less. You can select a total value ranging from £1,000 to £15,000 to suit your needs.

For an additional premium, items worth more than £1,500 each may be individually specified in addition to this cover. So that even when your belongings are away from home, you can still feel they're as safe as houses.

Specified items cover

Our specified items cover allows you to protect your higher risk items whilst at and away from your home. Items valued at more than £1,500 will need to be specified on your policy if you want them fully covered. Items you specify away from the home will be covered under the Personal Possessions section of your policy. For high value bicycles please refer to the Bicycle cover section.

Legal expenses cover

Expert legal assistance can be very expensive. Even if you win a civil case you could find yourself seriously out of pocket. Protect your family from involvements in such cases with up to £50,000 of legal cover. You'll also have access to a free 24-hour legal helpline, and discounts on services such as conveyancing and will writing. It's the professional support you can count on in difficult circumstances.

Legal expenses cover can be added to AXA Plus Home Insurance and AXA Home Insurance. It’s included as standard with AXA Premier Home Insurance, with a higher limit of £100,000.

Student cover

You may not be able to personally look after your family while they're away at boarding school, college or university, but with AXA's student cover you can protect their possessions in their accommodation. Show you still care with up to £5,000 of cover per student - an affordable add-on to your home contents insurance.

Bicycle cover

Whether key to your daily commute or at the heart of your child's leisure time, bicycles are now more popular and valuable than ever. They're also an easy target for thieves. Cover for your bicycles is included as standard when you purchase contents cover. It provides cover at and away from the home for bicycles worth up to £350 each (up to a total of £1,500). 

You may cover bicycles worth more than £350 each but these must be specified on your policy. The value you specify must be enough to cover the replacement cost as new, inclusive of any accessories If accepted by us, an additional premium may also be charged.