Home insurance for new builds

Moving into a newly-built house? Lucky you! We’re sure you’ve got a list of things to do as long as your arm – so let’s make home insurance a job you can tick off easily.

There’s certainly a buzz around moving into a new build – knowing you’re the first person to make the house a home; it’s an exciting time. But it’s still very important to make sure you’ve got the right home insurance for you. That’s where we come in. Whether you’re a first-time buyer, or moving into your dream home, our home insurance options have you covered. Meaning you’ll have more time to work out just how you want your house to look.

You may find that buildings insurance for your new build is a bit cheaper compared to a similar, older house, with the same number of bedrooms. That’s because, more often than not, new builds come with the latest, high-standard safety features – meaning that a break in is less likely.

Add to that the brand-new plumbing, roof fittings and electrical work and you’re less likely to make a claim on your home. All of this can result in cheaper buildings insurance.

Alongside our three levels of home insurance, you also have a range of optional extras you can add on to your policy. Some of these are already included in our AXA Premier Home Insurance cover, so it’s worth having a think about what cover you need as a base before you add any of these extras on. Here’s just a few of the extras we offer:

• Home assistance for 24/7 emergency callouts
• Accidental damage cover for buildings and contents
• Personal possessions cover
• Specified items (allows you to protect higher value items whilst at and away from home) 
• Legal expenses
• Student cover for your family if they’re at university or college
• Specified Bicycles (allows you to protect higher value bicycles in addition to the standard cover we automatically provides)