You’re a doer. You turn up with your toolkit and get the job done. On-the-go from job-to-job, you pull long hours to help repair, redecorate and remodel your client’s homes and businesses.
Whether you’re repairing leaky taps or rewiring houses, hanging wallpaper or installing fitted kitchens, you squeeze a lot into your day.
And with so much else on your hands, you don’t have time to waste buying business insurance.
You work hard, and that’s why AXA make insurance easy
We offer no-nonsense, built-to-fit cover you choose to suit your needs, meaning you can get protected in your tea break - and still make it to the next job on time.
Public liability insurance
Accidents can happen, no matter how careful you are. And if you’re hit with a claim without the right sort of insurance, you’ll need to pay any costs out of your own pocket.
Public liability will cover any costs arising from a claim, in case of accidental injury or damage to a third party or property caused by work that you do.
With AXA, you’ll get:
- Up to £5 million protection
- Cover for legal defense costs and compensation
- Protection for temporary staff – up to 50 days a year free
- Access to a 24/7 expert legal advice helpline
Our cover will start protecting you instantly, plus you’ll have a certificate of insurance you can pull out to show clients whenever you need it.
What other insurance can I get for my trades business?
Bolt-on core covers and optional extras to create insurance that’s custom-fit to you.
Employers’ liability insurance
Have staff, apprentices or even temporary workers? You’re legally required to have this. It’ll protect your employees if they’re injured or fall ill as a result of working for you. With AXA, you’ll get £10 million as standard.
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Tools and equipment
Protect your tools against accidental loss, theft or damage with own plant tools and equipment cover. We’ll protect machinery, trailers and caravans too – plus up to £2000 worth of stock.
We can protect any equipment you’ve rented to do the job with our hired-in equipment cover.
Find out more about Tools and Equipment insurance
Legal expenses
Up to £1 million cover for specialist legal support (up to £100,000 with any one claim), access to a 24/7 expert legal advice helpline and specific cover for VAT, taxation and employment.
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Public liability insurance
If a third party is accidentally injured, or their property is damaged as a result of the work you’re carrying out, public liability will help cover the costs of defending a claim as well as paying out on successful claims with up to £5 million in compensation payments.
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Professional indemnity insurance1
Some trades are eligible for professional indemnity insurance if you provide advice, services, or designs to their clients. This cover will help with legal costs and expenses incurred in your defence, as well as paying out on any successful compensation claims.
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