A day in the the life of a van driver
How’s my
driving?
Are you up to speed with the changing rules of the road?
Staying on top of road safety rules and regulations is essential for responsible business owners and considerate road users.
Laws are updated, altered and amended on a regular basis, and if you miss something you could end up with a fine, points on your licence or even lose your licence altogether. For anyone who relies on driving for work, that’s a big deal.
Fear not though. Our traffic law quiz will help you make sure you’re up to date with the latest rules of the road.
Ready to begin?
Question 1
Can you use your mobile phone if you’re in a drive-thru?
Yes
No
No. It is illegal to hold your mobile phone in your hand while you are in the driving seat and the engine is running. The punishment is six points on your licence and a £200 fine. If you’re deemed to be guilty of a serious offence, for example if you’re distracted because of your phone, you could be liable for prosecution and a fine of up to £2,500.
Question 2
Is it OK to handle your phone if you’re using it as a sat-nav device?
Yes
No
No. If you’re using it as a sat-nav, it must be fully set up for hands-free access before you set off and you must be able to follow the directions without touching it. The key legal phrase here is “exercising proper control of your vehicle at all times”. If you’re holding, touching or paying too much attention to your phone, you don’t have proper control. In addition, from 4 December 2017, new motorists taking the driving test will have to be proficient in using a sat-nav device.
Question 3
Is it ever illegal to smoke in the car?
Yes
No
Yes. Although you are allowed to smoke in your own vehicle, a legal change introduced in England and Wales in October 2015 (December 2016 in Scotland) prohibits you from smoking when you have anyone under the age of 18 in the vehicle with you. In Northern Ireland, legislators are consulting on introducing a similar measure. E-cigarettes (vaping) are allowed.
Question 4
Can you drive barefoot?
Yes
No
Yes. However, there are regulations about suitable footwear which you should be aware of. Although there’s no specific law against going barefoot, the Highway Code says footwear must not prevent you from “using the controls in the correct manner”. The Driving Standards Agency advises against driving without shoes “because you don't have the same braking force with bare feet as you do with shoes on." If it’s proven you don’t have proper control over the vehicle, you could be prosecuted.
Question 5
People with a higher weekly salary are more likely to pay more in speeding fines.
Yes
No
Yes. New legislation came into effect in April this year which ties the fines you pay for speeding directly to your income. Now, if you exceed the speed limit by the top category, Band C (for example, if you’re driving 41mph or above in a 20mph zone), you could face a maximum fine of 175% of your weekly wages. As well as the fine, you’d also receive a driving disqualification for up to 56 days, or six points on your licence.
Question 6
Speeding fines can be written off if you’re unemployed, have no regular income or salary.
Yes
No
No. Fines are calculated primarily based on weekly income, whether you receive a salary or are self-employed. However, other financial circumstances, such as savings, can also be taken into account. If you have a low income or depend on state benefits, such as jobseeker’s allowance, they’ll calculate your fine based on an income of £120 per week. If you don’t provide any income information, the court will calculate your fine based on an assumed income of £440 per week.
Question 7
If caught speeding, you always have to pay a fine or get points added to your licence.
Yes
No
No. If you attend a speed awareness course, you can avoid the fine and the points won’t be put on your licence. You can’t request this option, however, and it’s only available in England and Wales only available if the police offer it to you. There are fixed criteria for this, and it is only offered to first-time offenders. In any case, it’s always worth telling your insurer if you attend a speed awareness course, as it may affect your premium.
Question 8
You should take a break or nap every three or four hours on long journeys.
Yes
No
No. Government advice states that on long journeys you should take a 15-minute break every TWO hours to avoid fatigue. If you’re driving for work there are also several laws that cover mandatory rest stops; which regulation applies depends on the category of vehicle. Under EU law and in Northern Ireland, you can’t drive more than nine hours a day, and must allow 45 minutes of rest for every 4.5 hours of driving. In Scotland, Wales and England, some categories of vehicle are instead covered by domestic UK law, which limits you to 10 hours a day, and requires 30 minutes of rest per 5.5 hours of driving.
Question 9
You can be fined for having a dirty vehicle.
Yes
No
Yes, if your registration plate is obscured. It’s illegal to drive with a dirty or illegible number plate, so at the very least you need to wash your vehicle often enough to ensure that it’s visible. If you can’t see out of the windscreen or mirrors, head to the nearest car wash immediately!
Question 10
If it’s cold or snowing, you only have to clean the windscreen and mirrors.
Yes
No
No. The Highway Code states that the whole vehicle must be clear of snow or frost, including windows, mirrors, lights and number plates. You must also “remove all snow that might fall off into the path of other road users” – so give your vehicle a good clean all over, including the roof. And before setting off, always consider whether a journey during heavy snow is essential.
Keep your van moving – no matter what
Changing rules on the road can throw up some unexpected bumps in the road. That’s why we want to make sure protecting your van, and keeping your business moving, is as simple as possible with van insurance from AXA.
Find out more about business van insurance from AXA, or get a quote today and save 10% when you buy online.